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“A longer positive history is beneficial to credit scores.

However, experts say this step may be unnecessary for most people.“If a person established good credit, the impact of card closure should be minimal and short-lived,” says Christina Goethe, former spokeswoman for FICO, the provider of the most commonly used credit score.

The age of a credit card account is also an important consideration.

Receive a 50% savings on eligible inflight purchases of cocktails and food on Jet Blue-operated flights.

No foreign transaction fees on purchases made while traveling abroad. Purchases - 17.99%, 21.99% or 26.99%, based on your creditworthiness.

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